GPS Devices for Pay as You Go Insurance Tracking

Digital Matter Support

Pay as You Go (PAYG) Insurance, also known as Usage-Based Insurance, is personalized automotive insurance based on vehicle type, time and distance traveled, driver behaviors, and locations.

Challenges of Pay as You Go Insurance Tracking

Several challenges arise when remotely tracking and monitoring a driver’s behavior for Pay as You Go Insurance:

Connectivity

When using a GPS tracking device to monitor a vehicle, there is the possibility of losing connectivity. This can occur when you drive out of range or into an area with poor cellular service.

Collecting the right data

Tracking devices need to be able to gather all relevant driver information to identify whether an individual is considered a ‘safe driver’, e.g. speed monitoring, location tracking, harsh driving events, etc.

Device Installation

The installation process of a GPS tracker needs to be easy, with the capability for the device to be entirely concealed.

GPS Tracking Devices for Pay as You Go Insurance Tracking

Bolt OBD

The Bolt OBD is a compact plug and play vehicle tracking device that easily connects to existing OBD ports and is highly effective when monitoring driver behavior, run hour monitoring, and speed monitoring.

The 3 Axis Accelerometer can detect harsh driving events (harsh acceleration, braking, and cornering) which is used to monitor ‘unsafe’ driving.

With small and compact housing and no external wiring, installing the Bolt OBD GPS tracker using a splitter is quick and simple.

If you encounter a situation where your Bolt OBD loses connectivity, there is sufficient memory to store over 50,000 records to ensure that no data is lost. When the device gets back into range the data will immediately be sent to the server.

You can also schedule maintenance reminders based on driving behavior to avoid costly vehicle services.

Dart2

The Dart2 is an affordable and reliable GPS tracking device that is both easy to install and easy to conceal and can be used for run-hour monitoring, speed monitoring, and much more. It has a variety of inputs and outputs that can be used for driver ID options and remote immobilization of assets.

The 3-axis accelerometers allow the device to recognize harsh driving events (harsh acceleration, braking, and concern), which can be used to monitor whether a driver is being ‘safe’.

If your Dart2 goes out of range, there is enough space to store over 50,000 records to ensure that no data is lost. When the device regains connectivity, the data will immediately be sent to the server.

You can also schedule maintenance reminders based on driving behavior to avoid costly vehicle services.

Battery Powered Trackers – Oyster2, Remora2, Yabby GPS

If connecting a GPS tracker to your vehicle is not possible, our award-winning range of battery-powered GPS trackers are completely concealable, with incredibly long battery life (3-10 years depending on the device/use case).

The 3-axis accelerometer is used for movement-based tracking, which allows the device to ‘sleep’ in an ultra-low power state when it’s inactive to conserve energy, then ‘wake’ when movement occurs.

These devices all can store many weeks of data records (Oyster2 and Remora2= 50,000 records, Yabby=25,000 records) when your device is out of cellular coverage, to ensure no data is lost.

You can also customize and configure update rates for run-hour monitoring, to fit with your specific tracking requirements.

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